Things to Know About Roadside Assistance Cover in Car Insurance
By Hanna
Posted on Dec 17, 2024
Car troubles can happen anytime, whether you're on your daily commute or a long road trip. That’s where roadside assistance covered in car insurance becomes a lifesaver. This optional coverage helps when your car breaks down, ensuring you’re never stranded for long. In the Philippines, more drivers are recognizing the value of adding roadside assistance to their car insurance policies. Here’s everything you need to know about it.
What Is Roadside Assistance Cover?
Roadside assistance cover is an add-on to your car insurance policy that provides immediate help for car-related emergencies on the road. Services typically include towing, flat tire replacement, battery jump-start, fuel delivery, and minor mechanical repairs. Some policies even offer locksmith services if you’re locked out of your car.
Having this coverage means peace of mind, knowing you have professional assistance available 24/7 when unexpected car troubles arise.
Why Is Roadside Assistance Important?
- Convenience – Imagine being stuck in the middle of nowhere with a flat tire or a dead battery. Roadside assistance ensures that help is just a phone call away.
- Safety – Being stranded on the side of the road can be dangerous. Roadside assistance quickly gets you out of potentially risky situations.
- Cost Savings – Without this coverage, towing or emergency services can be expensive. Roadside assistance reduces or eliminates these costs.
- Peace of Mind – Whether you're driving in the city or taking a long trip, knowing you’re covered makes every journey stress-free.
Source: Freepik
What Services Are Typically Included?
Most roadside assistance plans in the Philippines include:
- Towing Service – For mechanical failures or accidents.
- Battery Jump-Start – When your car’s battery dies unexpectedly.
- Flat Tire Replacement – Help with replacing or repairing a tire.
- Fuel Delivery – If you run out of gas, roadside assistance can deliver enough to get you to the nearest station.
- Locksmith Services – Assistance if you’re locked out of your car.
- Minor Repairs – Quick fixes for mechanical issues that can be resolved on-site.
Who Needs Roadside Assistance Cover?
While every driver can benefit from roadside assistance, it’s particularly useful for:
- New Drivers – Those who may not know how to handle common car issues.
- Long-Distance Travelers – Drivers who frequently take road trips or drive in unfamiliar areas.
- Owners of Older Cars – Vehicles with a history of breakdowns or mechanical issues.
How to Add Roadside Assistance to Your Car Insurance
Adding roadside assistance to your car insurance policy is simple. Most insurance providers in the Philippines, including Vigattin Insurance, offer this as an optional add-on. You can choose a plan that fits your needs and budget when purchasing or renewing your car insurance policy.
At Vigattin Insurance, you can explore affordable roadside assistance plans with comprehensive coverage. Visit their website to learn more and customize your policy to include this valuable add-on.
Is Roadside Assistance Worth It?
Absolutely! The small additional cost of roadside assistance is nothing compared to the expenses and stress of being stranded. It’s an investment in convenience, safety, and peace of mind, ensuring that no matter where you are, help is always available.
Conclusion
Roadside assistance cover is an essential add-on that every car owner in the Philippines should consider. From towing to emergency repairs, it provides quick solutions to unexpected problems, helping you get back on the road safely.
Ready to enhance your car insurance? Visit Vigattin Insurance today and explore roadside assistance options that suit your needs. Drive confidently, knowing you’re prepared for any situation on the road!